Application

Social Loan

There are two types of loans which are granted by the AStA. The first is the short-term loan and the second is the long-term loan. To apply for one of the two types of loans, certain proofs and documents must be submitted. In addition, both types of loans are interest-free, so you only have to pay back the amount you borrowed.

The short-term social loan

For a short-term social loan, this application form must be completed and submitted to the social officer. Please make sure that you attach all the necessary documents in full.

For a short-term social loan we need the following documents:

  • Valid identity card or passport
  • Current certificate of study
  • Copy of the rental contract
  • Copy of the registration certificate (or re-registration certificate) of the city of Aachen
  • Bank statements for the last three months for all accounts
  • Certificate on future income and possible debts
  • Completed guarantee contract (a blank version can be found here)
  • Copy of the identity card or passport and, if applicable, residence certificate of the citizen

The maximum amount for the short-term loan is 350€. The amount actually paid out must be repaid to the AStA within 4 months at the latest. Only one short-term social loan per student can be applied for. If this is repaid without delay, a new short-term loan can be applied for. The short-term loan can be offset against the long-term loan.

Please note that guarantors, if they are not an EU citizens, must have a residence permit valid for at least 6 months after the loan is paid out.

The long-term social loan

To apply for a long-term social loan, you must fill in this application form and submit it to the social welfare officer with the necessary documents.
Please make sure that you include all the necessary documents.

For a long-term social loan we need the following documents:

  • Detailed explanation of the financial emergency
  • Valid identity card or passport
  • Current certificate of study
  • Copy of the rental contract
  • Copy of the registration certificate (or re-registration certificate) of the city of Aachen
  • Bank statements for the last three months for all accounts
  • Certificate of future income and possible debts (BAföG/studi loans…)
  • Certificate of health insurance

The maximum amount per year is usually 1200€. This can vary due to private circumstances:

For each biological child in the household the loan increases by 300€.
If you are self-insured, the loan increases by 200€

The maximum grant amount is 3600€. If this amount is exhausted, no further funds can be requested. You may apply once a year if you apply for the maximum amount. If you do not apply for the maximum amount, you can apply again for the remaining amount within one year.