{"id":4781,"date":"2020-02-17T13:26:47","date_gmt":"2020-02-17T12:26:47","guid":{"rendered":"https:\/\/www.asta.rwth-aachen.de\/?page_id=4781"},"modified":"2020-02-17T13:29:20","modified_gmt":"2020-02-17T12:29:20","slug":"infos-pension-insurance","status":"publish","type":"page","link":"https:\/\/www.asta.rwth-aachen.de\/en\/counseling\/representative-for-student-employees\/infos-pension-insurance\/","title":{"rendered":"Infos Pension insurance"},"content":{"rendered":"

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As a rule, the job advertisements advertised by RWTH Aachen University in the area of student employment are mini-jobs. Since January 01, 2013 the 450 \u20ac mini-jobs are subject to compulsory pension insurance. This means: The employer and you as student assistant each pay a share into the pension insurance. This means that while you are working as a student assistant, you already acquire claims against the statutory pension insurance.<\/p>\n

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The employer pays 15% and the mini-jobber pays 3.7% of the gross wage.<\/p>\n

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Object%93″ box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”0px” box_shadow_blur=”box_shadow_style,%91object Object%93″ box_shadow_blur_tablet=”40px” box_shadow_blur_phone=”40px” box_shadow_spread=”box_shadow_style,%91object Object%93″ box_shadow_spread_tablet=”0px” box_shadow_spread_phone=”0px” hover_transition_duration=”300ms” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay=”0ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” hover_transition_speed_curve=”ease” title=”Can I be exempted from compulsory insurance?”]<\/p>\n

Yes, it is possible to be exempted from compulsory pension insurance. This exemption can be requested in writing from the employer at any time. Attention: <\/strong>If you pursue several mini-jobs, an exemption from the pension insurance obligation affects all mini-jobs. It is not possible to cancel the exemption from compulsory pension insurance. However, it is advisable not to be exempted from compulsory insurance. Because with the contributions to the pension insurance you are entitled to full crediting of the periods of employment in the form of waiting periods and your earnings are fully credited to your pension, which increases your later pension.<\/p>\n

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Object%93″ box_shadow_vertical_tablet=”0px” box_shadow_vertical_phone=”0px” box_shadow_blur=”box_shadow_style,%91object Object%93″ box_shadow_blur_tablet=”40px” box_shadow_blur_phone=”40px” box_shadow_spread=”box_shadow_style,%91object Object%93″ box_shadow_spread_tablet=”0px” box_shadow_spread_phone=”0px” hover_transition_duration=”300ms” hover_transition_duration_tablet=”300ms” hover_transition_duration_phone=”300ms” hover_transition_delay=”0ms” hover_transition_delay_tablet=”0ms” hover_transition_delay_phone=”0ms” hover_transition_speed_curve=”ease” title=”How does the exemption from compulsory pension insurance have an effect on the monthly salary?”]<\/p>\n

With an income of 450 \u20ac per month and a personal contribution of 3.7%, you have 16.65 \u20ac more per month at your disposal. 450 \u20ac * 0,037 = 16,65 \u20ac<\/p>\n

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\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div>
\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t\t\n\t\t\t<\/div> As a rule, the job advertisements advertised by RWTH Aachen University in the area of student employment are mini-jobs. Since January 01, 2013 the 450 \u20ac mini-jobs are subject to compulsory pension insurance. This means: The employer and you as student assistant each pay a share into the pension insurance. This means that while […]<\/p>\n","protected":false},"author":85,"featured_media":0,"parent":4777,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"

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In der Regel sind die ausgeschriebenen Stellenanzeigen der RWTH Aachen im Bereich der studentischen Besch\u00e4ftigten Minijobs. Seit dem 01. Januar 2013 unterliegen die 450 \u20ac Minijobs der Rentenversicherungspflicht. Das hei\u00dft: Der Arbeitgeber und du als studentische Hilfskraft bezahlen jeweils einen Anteil in die Rentenversicherung ein. Dadurch erwirbt man bereits w\u00e4hrend der Arbeit als studentische Hilfskraft Anspr\u00fcche gegen\u00fcber der gesetzlichen Rentenversicherung.<\/p>

Wie hoch sind die Beitr\u00e4ge zur Rentenversicherung?<\/strong><\/p>

Der Arbeitgeber zahlt 15 % und der Minijobber zahlt 3,7 % vom Bruttolohn ein.<\/p>

Kann ich mich von der Versicherungspflicht befreien lassen?<\/strong><\/p>

Ja, eine Befreiung von der Versicherungspflicht zur Rentenversicherung ist m\u00f6glich. Diese Befreiung kann jeder Zeit beim Arbeitgeber schriftlich beantragt werden.<\/p>

Achtung:\u00a0<\/strong>Geht ihr mehreren Minijobs nach, so wirkt sich eine Befreiung von der Rentenversicherungspflicht auf alle Minijobs aus. Eine R\u00fccknahme der Befreiung von der Versicherungspflicht zur Rentenversicherung ist nicht m\u00f6glich. Es ist jedoch ratsam sich nicht von der Versicherungspflicht befreien zu lassen. Denn mit den Beitr\u00e4gen zur Rentenversicherung habt Ihr Anspruch auf volle Anrechnung der Besch\u00e4ftigungszeiten in Form von Wartezeiten und Euer Verdienst wird komplett auf die Rente angerechnet, wodurch sich eure sp\u00e4tere Rente erh\u00f6ht.<\/p>

Wie wirkt sich die Befreiung von der Rentenversicherungspflicht monatlich auf die H\u00f6he des Entgelts aus?<\/strong><\/p>

Bei einem Verdienst von 450 \u20ac monatlich und einem Eigenanteil von 3,7 % hat man 16,65 \u20ac mehr im Monat zur Verf\u00fcgung. 450 \u20ac * 0,037 = 16,65 \u20ac<\/p>

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